Hello parents/student, I am a Master Degree holder from the University of Michigan, USA, graduating with First Honors with a Master of Science (MSc) in Finance in 2014. Before I became a full-time tutor, I had extensive experience in accounting and finance areas. I worked as a Financial Controller in a large bank and was a professional accountant before I retired. I have more than 5 years of tutoring experience, teaching students from secondary school to universities, and postgraduate students. I am a very passionate teacher who can cater to my students’ individual needs. I can clearly explain financial and accounting concepts, and provide in-depth explanations for DSE BAFS exam questions, so that students can have more confidence in taking the DSE exam.